Buying a home is
the single largest financial decision that many of us will make. Whether it is a first home, an investment home, vacation
property or maybe you just want to flip some homes, it can all be done right here. We are your one stop shop for Mortgage Loans.
Are you seeking to lower your rate and so save some money? Or maybe you just want
to tap into your homes equity to pay off some bills, maybe sent junior to college, that to can be accomplished right here
as well with a Refinance Loan.
Are you facing bankruptcy? Is making the
month to month car note a hassle? Are you avoiding answering the phone for fear of talking to debt collectors? Maybe a Debt Consolidation Loan just might be the answer to all those problems.
Mortgage Modification
& Loan Modification
We are here to Help Stop Foreclosure and help you save your Home. A Loan Modification is a change in one or more
of the terms of a mortgagor's loan, that allows the loan to be reinstated, and results in a payment the mortgagor can
afford.
It
is an agreement between borrower and lender to help the borrower afford their home. A loan modification is usually in
the best interest of both bank and homeowner, as it allows the homeowner to make a lower, affordable payment, while helping
the lender avoid losing money due to foreclosure.
A loan modification, also known as a mortgage modification or loan workout, can
help homeowners achieve a lower interest rate, lower monthly payments, forgive legal fees, reduce the loan balance, waive
unpaid late fees, convert from an Adjustable Rate Mortgage (ARM) to a fixed-rate mortgage, extend or shorten the duration
of the loan, and stop the foreclosure process.
Click on any of the Following links for more information:
FHA Loan:
VA Loan:
RHS Loan Programs:
Conventional Loans:
Adjustable Rate Mortgage (ARM):
(ARM) Index
(ARM) Margin
Adjustment Frequency
Initial Interest Rate
Interest Rate Caps
Initial Adjustment Cap
Periodic Adjustment Cap
Lifetime Cap
Negatively Amortizing Loans
Option ARM loans
Conforming Loans:
